Each of us a bank, with lots of savings but itâ€™s for that day, do u know whatâ€™s that? thatâ€™s Time. Every morning it credits u with 86,400 seconds. Every night writes off, as lost, whatever of this you have failed to invest to good purpose. it carries over no balance to the next day. each day it opens a new account for u. If u fail to use the dayâ€™s deposit, the loss is urs.