Traveling Ticket Examiners (TTE) and RPF police personnel cause the biggest harassment to passengers on trains and platforms. Their job is to ensure that genuine passengers can travel on Indian trains comfortably, but most of them do he just opposite. They harass passengers and pick their pockets.
The last couple of years have seen the emergence of LOAN MELAS promoted by leading multinational banks and financial institutions. The marketing strategy adopted by these institutions have been so aggressive that loan distribution seemed to be their main focus rather than identifying the right target audience to distribute the loans. The basic guidelines for loan eligibility determination are thrown to the winds, thereby the in eligible also are trapped into this vortex of loan melas.