Not to acknowledge facts brings in trouble later, because correct solution cannot be worked out without knowing the facts. I, therefore, believe that to reduce the afterlife risks, study Hindu philosophy is essential. The reason being, Hindu religion believes in after life and moving of a soul through different species according to the deeds over which you have control right in this life. Hinduism thus helps reduction of after life risks because there are well-established rules that tell the direction which you could heading to.
After life risks originate from your present life deeds. To reduce after life risks one should avoid taking decisions by free will. One needs to know the rules and regulations of the spiritual world and the best rule book is of course the holy VEDAS. Other books are also there like Holy KURAN and BIBLE etc. However, they do not provide logical base for their rules.